top of page
![](https://static.wixstatic.com/media/aa94d3_6801b2e744a543dea024eb2720d8706c~mv2.png/v1/crop/x_0,y_345,w_1080,h_306/fill/w_511,h_145,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/aa94d3_6801b2e744a543dea024eb2720d8706c~mv2.png)
![](https://static.wixstatic.com/media/aa94d3_d951f378b2d24190bbfda84c5d922ad2~mv2.png/v1/fill/w_522,h_522,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/aa94d3_d951f378b2d24190bbfda84c5d922ad2~mv2.png)
Bina habit, bila dapat gaji
FLOW macam ni:
![](https://static.wixstatic.com/media/aa94d3_060430db457741dbb56a36884fbe57f6~mv2.png/v1/crop/x_0,y_305,w_1080,h_685/fill/w_492,h_312,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/aa94d3_060430db457741dbb56a36884fbe57f6~mv2.png)
Video ini explain kenapa spreadsheet ni powerful. Jika anda konsisten buat, anda akan ada investment dan savings, tiada tunggakan bil, & gaji lebih terurus.
Klik video untuk preview Flow Gaji Spreadsheet
Spreadsheet ni POWERFUL
Urus kewangan guna konsep Flow Gaji
Dah siap template budget untuk 5 kategori penting: Essentials, Priorities, Financial Freedom, Goals, and Fun
Sesuai untuk pasangan yang nak urus gaji bersama
Tak kisah tarikh payday - anda tetapkan cycle gaji
Setup ‘Master Budget’ - compare progress bulanan ‘budget vs actual’
![2025 BSS_img1.png](https://static.wixstatic.com/media/aa94d3_bd4c61889da9453d874e7b2342519201~mv2.png/v1/crop/x_323,y_0,w_707,h_515/fill/w_508,h_370,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2025%20BSS_img1.png)
Annual Dashboard - nampak dengan jelas duit anda ke mana
Ada guide. Flow Gaji chart, instruction, & video cara guna
Flow Gaji Spreadsheet ni ada 2 bahagian:
Planning & Tracking
Planning Gaji
1
Master Budget tab
Setup one time only
![](https://static.wixstatic.com/media/aa94d3_9c280a2c84e14c0e9d0121faf11bd254~mv2.png/v1/fill/w_397,h_167,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/aa94d3_9c280a2c84e14c0e9d0121faf11bd254~mv2.png)
2
Additional tab
Plan upcoming events
![2_events.png](https://static.wixstatic.com/media/aa94d3_144109b96a304247973db844f80a9d05~mv2.png/v1/fill/w_406,h_171,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2_events.png)
Tracking Gaji
3
Tab bulanan Jan-Dec
Konsisten isi untuk monitor gaji anda
(follow tak Master Budget yang anda dah tetapkan)
![3_track.png](https://static.wixstatic.com/media/aa94d3_21f88628787d4cf5ac3aa6bc1d7343d8~mv2.png/v1/fill/w_397,h_167,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/3_track.png)
4
Annual Dashboard
Automatic terhasil daripada data gaji anda dalam tab bulanan
![4_annual.png](https://static.wixstatic.com/media/aa94d3_4b88ede4284143008679e1d6b3e0d7a9~mv2.png/v1/fill/w_368,h_155,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/4_annual.png)
Kena isi, untuk nampak hasilnya!
Cara isi senang je,
ikut step 1,2,3,4
![2025 BUDGET SPREADSHEET (6).png](https://static.wixstatic.com/media/aa94d3_b124dcba5f2441b285e912c3935d0261~mv2.png/v1/crop/x_0,y_117,w_1080,h_963/fill/w_465,h_415,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/2025%20BUDGET%20SPREADSHEET%20(6).png)
bottom of page